Instant Payments Emerge as Balance Sheet Boost for Independent Restaurants

Small Business Real-Time Payments Barometer: Restaurant Edition

Most independent restaurants, the smaller establishments, now use instant payment methods to make payments, and 40% name it as their most-used method. Moreover, restaurants that use instant payments tend to have healthier balance sheets. The who, what and how can be found in the latest PYMNTS Intelligence 43-page study with lots of charts and data, “Small Business Real-Time Payments Barometer: Restaurants Edition,” a collaboration with The Clearing House.

Inside the May Study
  • 68%: Portion of restaurant SMBs that sent instant payments citing speed as a primary reason for doing so
  • 20%: Share of restaurant SMBs that sent instant bank account-to-account payments
  • 44%: Portion of restaurant SMBs annually generating more than $1 million in revenue that cite an instant payment method as their most used payment rail

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