Commercial Card Adoption Poised to Rise as Acceptance Costs Decrease

The Treasury Management Playbook: Businesses Give Commercial Cards a Fresh Look

Commercial cards have historically faced stiff headwinds in the B2B payments space, but PYMNTS’ latest research finds that high interest rates, lower effective working-capital costs and a growing willingness to negotiate fees are creating the perfect environment for companies to rethink their stance. Read more in “The Treasury Management Playbook: Businesses Give Commercial Cards a Fresh Look,” a collaboration with Citi.

Inside the August Playbook
  • LOWER EFFECTIVE WORKING-CAPITAL COSTS: Higher interest rates heighten the appeal of commercial cards for B2B transactions.
  • AUTOMATED PROCESSES AND ENHANCED SECURITY: Commercial cards offer real-time visibility into expenses and advanced security measures.
  • VIRTUAL CARD REVOLUTION: Virtual cards enhance transaction security with temporary card numbers.

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